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Learn how to stop foreclosure process Chicago. Our free foreclosure attorney help Chicago will explain the Chicago home foreclosure trial in detail.

Do You Know a Homeowner Facing Foreclosure? Recommend our best Chicago foreclosure lawyers.

Headlines today are filled with stories about homeowners in financial distress—people who face a lender’s foreclosure on their home.
Millions of American home owners are wondering what to do.
Like most crises, this one has produced its share of rumors and misinformation. One of the biggest ones is “just let it happen.” Why fight back, this line of thinking goes. It’s too emotionally draining, and the government’s loan modifications aren’t helping many people. Well, that’s only partly true.

While government loan modification programs have fallen short of the mark so far, there is another solid, sensible option for homeowners. It’s called a foreclosure—a sale to a buyer where the seller’s lender agrees to accept less than the full amount owned. But you need one of out best Chicago foreclosure attorneys to handle it correctly.
Why not be foreclosed? Why sell short? Lawyers who have closed hundreds of these transactions provide this list of reasons:

• Avoid the foreclosure stigma — Homeowners will always have to disclose that they had a foreclosure on any mortgage application and (many job applications) that they submit in the future. This can have an adverse affect on their future mortgage rates. Foreclosure is asked about specifically in credit inquiries. There is no seven-year time limit on this item. Our best Chicago foreclosure attorneys can advise you more about it.
• Protect credit score — Credit scores will be lowered by 300-plus points (per loan) by foreclosure. The impact of a foreclosure—about half that much.
• Improve eligibility for a government insured loan — The homeowner will be ineligible for a government insured loan for 5-7 years (only two years in a foreclosure). A foreclosure is the one credit report item that is almost impossible to have repaired.
• Avoid a deficiency judgment — Lenders can seek a deficiency judgment against the homeowner and collect any amount they do not recover at sale. Ask our best Chicago foreclosure attorneys for their advice.
• Protect employment prospects — Many employers run credit checks on prospective employees. Foreclosure is one of the top items that will put a potential new hire, or even current employment, in jeopardy.

These are the top reasons, but there are more. An expert foreclosure specialist agent can give a full picture of the options.

One more tip. Don’t believe everything you read about how long foreclosures take and how few get finalized. Foreclosure timelines, while still longer than normal, are shrinking as lenders get their paperwork act together. Find out who the top foreclosure lawyers are in your market. These pros are closing 70 to 90 percent of the foreclosures they represent—more than three times the national average.

Our best Chicago foreclosure attorneys know where to find buyers, and how to negotiate the buyer’s offer effectively with lenders and get the deal closed—so the homeowner can move on with life and recover.

Hopefully you can stop the foreclosure process Chicago. Our free foreclosure attorney help Chicago will explain the Chicago home foreclosure process in detail.

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How Can Doctors Avoid Malpractice Suits? Be Nice

Why do doctors get sued? How can malpractice suits be avoided? It turns out, the answer may be simple. Defensive medicine refers to the idea that doctors are forced to order extra tests, perform extra procedures, or push for more office visits because they think that without them, they’re at greater risk for being sued. This is in spite of the fact that studies don’t support the notion that this extra care actually does reduce their risk.

What might help physicians to get sued less often would be for them to get along better with their patients. Or at least, they could become better communicators. That’s the topic of this week’s Healthcare Triage.
This was based on a piece Aaron wrote for the NYT. Links to further reading can be found there: http://www.nytimes.com/2015/06/02/upshot/to-be-sued-less-doctors-should-talk-to-patients-more.html

John Green — Executive Producer
Stan Muller — Director, Producer
Aaron Carroll — Writer
Mark Olsen — Graphics




And the housekeeping:

1) You can support Healthcare Triage on Patreon: http://vid.io/xqXr Every little bit helps make the show better!
2) Check out our Facebook page: http://goo.gl/LnOq5z
3) We still have merchandise available at http://www.hctmerch.com

For those of you who want to read more, go here:

Healthcare Triage: What is Flibanserin (AKA “Female Viagra”)?


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Most people assume that their doctor has medical malpractice insurance, but as the 11 News I-Team found out, Marylanders may want to start asking to make sure. I-Team reporter Lisa Robinson explains why through one woman’s sad story.

How To Avoid 3 Common Legal Mistakes Small Business Owners Make

Disclaimer: This video and accompanying content (blog, Youtube descriptions, etc. herein referred to as “Content”) is for informational purposes only and should not be construed as legal advice of any kind. Jo-Ná Williams and J.A.Williams Law, P.C. assumes no liability for use or interpretation of any information contain in this Episode or this document. This Episode should not be an alternative to obtaining legal advice from a licensed attorney in your state based on the specific facts of your legal matter. Jo-Ná Williams is licensed to practice law in the State of New York only.

C’mon over to http://www.marieforleo.com/2014/05/small-business-legal-help/ where the main discussion happens after the episode!

Legal help can be confusing if you run a small business, but in this video you’ll learn about three common legal mistakes small business owners make — and how to avoid them.

1. Business Structure. Should your business be an LLC or S Corp? Get legal help from a lawyer about what option is best for your business, since they can help you figure out what will be best for your taxes as well. Many people think that a lawyer is going to cost a lot of money, but most people would rather pay for solving a problem than preventing one.

2. Protect Yourself And Your Offerings. It’s very important your terms are outlined in something written. Make sure that your contracts have protection for your IP, disclosure of your programs and content, clear terms as to refunds and how to terminate the contract.
It’s also important to make sure your contracts have disclaimers in them. It’s important to have what you are in the contract but even more importantly what you’re NOT. Legal help from an attorney will show you exactly what your contracts and terms should include.

3. Your Business Relationships. An independent contractor’s agreement serves as additional proof that you have this arrangement with the people working for you. In this type of agreement, you should outline their duties, how they are being paid and when.

A non-disclosure clause protects your confidential information, and explains the fact that they’re an independent contractor and not an employee.

And a final bonus tip: If you are in the U.S. and you pay an independent contractor over 0, you’re going to have to issue them a 1099. Make sure you have their W-9 form when they come on-board so you don’t have to try and get it from them later!

If you enjoyed this video, subscribe to our channel and sign up for your free weekly business and life advice at http://www.marieforleo.com.

And if you’re interested in more videos on next level business growth like this one, check out our YouTube playlist on that exact topic here: https://www.youtube.com/playlist?list=PLD87A632CFD5449B5.

Thanks for watching!

My YouTube channel: http://www.youtube.com/marieforleo
Legal Help on my website: http://www.marieforleo.com/2014/05/small-business-legal-help/
Legal Help on YouTube: http://youtu.be/zahVagoP3SU