1 of 12 – Peter Francis Geraci Law Free Bankruptcy Counseling – Introduction

Bankruptcy Attorney Peter Francis Geraci of Geraci Law L.L.C. introduces his free bankruptcy counseling course. Learn about bankruptcy, debts, credit, and why so many other debt relief programs, like credit counseling and debt settlment, fail and actually hurt your long-term finances.
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Learn how to stop foreclosure process Chicago. Our free foreclosure attorney help Chicago will explain the Chicago home foreclosure trial in detail.

Do You Know a Homeowner Facing Foreclosure? Recommend our best Chicago foreclosure lawyers.

Headlines today are filled with stories about homeowners in financial distress—people who face a lender’s foreclosure on their home.
Millions of American home owners are wondering what to do.
Like most crises, this one has produced its share of rumors and misinformation. One of the biggest ones is “just let it happen.” Why fight back, this line of thinking goes. It’s too emotionally draining, and the government’s loan modifications aren’t helping many people. Well, that’s only partly true.

While government loan modification programs have fallen short of the mark so far, there is another solid, sensible option for homeowners. It’s called a foreclosure—a sale to a buyer where the seller’s lender agrees to accept less than the full amount owned. But you need one of out best Chicago foreclosure attorneys to handle it correctly.
Why not be foreclosed? Why sell short? Lawyers who have closed hundreds of these transactions provide this list of reasons:

• Avoid the foreclosure stigma — Homeowners will always have to disclose that they had a foreclosure on any mortgage application and (many job applications) that they submit in the future. This can have an adverse affect on their future mortgage rates. Foreclosure is asked about specifically in credit inquiries. There is no seven-year time limit on this item. Our best Chicago foreclosure attorneys can advise you more about it.
• Protect credit score — Credit scores will be lowered by 300-plus points (per loan) by foreclosure. The impact of a foreclosure—about half that much.
• Improve eligibility for a government insured loan — The homeowner will be ineligible for a government insured loan for 5-7 years (only two years in a foreclosure). A foreclosure is the one credit report item that is almost impossible to have repaired.
• Avoid a deficiency judgment — Lenders can seek a deficiency judgment against the homeowner and collect any amount they do not recover at sale. Ask our best Chicago foreclosure attorneys for their advice.
• Protect employment prospects — Many employers run credit checks on prospective employees. Foreclosure is one of the top items that will put a potential new hire, or even current employment, in jeopardy.

These are the top reasons, but there are more. An expert foreclosure specialist agent can give a full picture of the options.

One more tip. Don’t believe everything you read about how long foreclosures take and how few get finalized. Foreclosure timelines, while still longer than normal, are shrinking as lenders get their paperwork act together. Find out who the top foreclosure lawyers are in your market. These pros are closing 70 to 90 percent of the foreclosures they represent—more than three times the national average.

Our best Chicago foreclosure attorneys know where to find buyers, and how to negotiate the buyer’s offer effectively with lenders and get the deal closed—so the homeowner can move on with life and recover.

Hopefully you can stop the foreclosure process Chicago. Our free foreclosure attorney help Chicago will explain the Chicago home foreclosure process in detail.

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Part 3. Legal Aid: Bankruptcy

Legal Aid Center of Southern Nevada and the William S. Boyd School of Law at the University of Nevada, Las Vegas have partnered for over 10 years to provide free legal information to members of our community. Boyd students, supervised by attorneys, teach informational classes covering Small Claims, Bankruptcy, Guardianship, Foreclosure Mediation, Paternity/Custody and Family Law matters and help self-represented litigants understand how to present their cases and represent themselves in court.

Since 1998 over 30,000 people have benefitted from attending these free classes.

The video on this website of the Bankruptcy class was generously produced by the staff of Vegas PBS. For a copy of the manual that accompanies this class, please go to www.lacsn.org/free-classes and click on the Bankruptcy link.

For more information on the other free legal education classes, please visit www.lacsn.org.

Bankruptcy Attorney Free Consultation

http://bankruptcy.getoutofdebt.org A free online service to find a local bankruptcy attorney.

Get Out of Debt Guy – http://GetOutOfDebt.org
Twitter – http://twitter.com/getoutofdebtguy
Facebook – https://www.facebook.com/GetOutOfDebtGuy
Google+ – https://google.com/+SteveRhode

https://newparkortho.com/ – At the free consultation appointment you will meet with Newpark Orthodontics team and will learn what treatment options best meet your needs. During your initial visit, we will examine your teeth and jaw by taking X-rays and professional photos to determine what orthodontic treatment is needed.
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Preparing Bankruptcy Filings

This webinar is part of a three-part training series presented by Pennsylvania Legal Aid Network, Inc., Community Legal Services, and Neighborhood Legal Services on how to file a bankruptcy to save a homeowner’s home. This training was designed for all advocates interested in learning more about mortgage foreclosure and bankruptcy.

Jennifer Schultz of Community Legal Services led a this one-hour webinar on interviewing your client before filing for bankruptcy, including information what documents your client will need, the nuts and bolts of actually filing the bankruptcy petitions and plan, and representing your client at the meeting of creditors (341 meeting).
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Sacramento Bankruptcy Lawyer – Call For Free Consultation

One of the hardest decisions an individual faces when they are struggling financially is to ask for help. Sacramento Bankruptcy Lawyer Pauldeep Bains is here to make that step, and each step along the way, as easy and stress-free as possible. Whether you are drowning in credit card debt or are facing a home foreclosure, Mr. Bains is ready to evaluate your finances with you and establish a creative plan to get you out of the financial struggle you are facing.

Pauldeep Bains has filed hundreds of bankruptcy cases in his career and his results are exceptional. If you need to file a Chapter 7 Bankruptcy case because a credit card company is attempting to garnish your wages, Mr. Bains will be able to quickly and efficiently evaluate your situation and move your case forward without wasting any time. Or if you need to file a Chapter 13 Bankruptcy case to stop your home from foreclosing, Mr. Bains will be ready to begin working on your case immediately and crafting a Chapter 13 plan to tailor your needs. Click here to setup an appointment today!

Sacramento Bankruptcy Lawyer
180 Promenade Circle #300
Sacramento, CA 95834
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